Maya Transfer
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Fees Limits Smart Padala International Remittance

PayMaya Transfer Guide (Maya App)

GCash to Maya
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Maya Transfer +
Residence
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Maya Transfer +
Building
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Maya Transfer +
Land
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Transfer methods at a glance

This site explains PayMaya Transfer (now Maya) for everyday money sending in the Philippines: Maya-to-Maya, bank transfers, and cash-out options.

Learn from video for more experience
Troubleshooting

Fees, limits, and security

Maya-to-Maya transfers are typically instant and free when sending to another Maya user via mobile number or @username.

  • International remittance via partner services
  • GCash transfers typically use bank transfer routes
  • Know the difference between InstaPay and PESONet timing
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transfer consultor and agents
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Years of professional experience
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More than developer options available

Step-by-step in the Maya app

For transfers to local banks and other wallets, Maya commonly supports InstaPay for instant posting (often ₱15 per transfer) and PESONet for scheduled bank processing.

Send to banks and wallets (including GCash)

To send money in the Maya app, log in, choose “Send Money” (Maya-to-Maya) or “Bank Transfer” (banks/wallets), enter recipient details, set the amount, review, and confirm with OTP.

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This method can turn cheap properties into more valuable
Business Portal

Send Money: Maya to Maya

If you need cash pickup, Smart Padala can be used by sending to a Smart Padala agent number and following the agent’s claim process.

Consult the wishes of your room design to the agent
Bank Transfer

Bank Transfer: InstaPay & PESONet

International remittance can reach Maya through partner services; details and availability depend on the remittance provider and destination options.

Choose a transfer that suits main function and needs
Limits

Smart Padala & International Remittance

Account limits vary by verification level. Upgraded accounts generally have higher limits than starter accounts, which helps for larger transfers.

International Remittance

Common issues and troubleshooting

Use OTP carefully and double-check recipient details before confirming. If a transfer fails or is delayed, check network status, limits, and the selected rail (InstaPay vs PESONet).

PAGES

  • Use the correct bank/wallet selection
  • Ensure stable internet connection during OTP
  • Keep your SIM/number active for OTP
  • Avoid sharing OTP with anyone

OTHERS

  • Watch for phishing and fake support pages
  • Use official Maya app for transfers
  • Verify bank account numbers carefully
  • Use correct 11-digit mobile number format when needed

CONTACT

  • Check daily/monthly limits before sending
  • Start with a small test transfer if unsure
  • Save frequent recipients when available
  • Fees can vary by route and policy changes
These cases are perfectly simple and easy to distinguish. In a free hour, when our power of choice is untrammelled.
  • Some routes may have promo/waived fees at times
  • Bank posting times depend on the receiving institution
  • PESONet may reflect next banking day
  • Contact official support for disputed transfers
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  • For merchants, use business portal workflows
  • Keep screenshots of successful confirmations